API Reference
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Transactions business models for wallet transactions

Business modelTransaction typeShopper InteractionStored Credential ContractToken Preference or ReferenceStored Credential Request TypeStored Credential Processing Model
Online purchase with shopper presentOne-off online purchase without
storing card payment details for future use.ECOMMERCE
Online purchase with shopper presentOnline purchase where shopper agrees to store card details for future use. This can be a zero-value transaction account verification.ECOMMERCEREUSESIGNUPNONE
SubscriptionsInitial transaction to sign up for a subscription.ECOMMERCEREUSE or reuse_tokenSIGNUPRECURRING
Non-fixed in time contracts (such as auto account top-ups)Initial transaction to sign up for the terms and conditions of later subsequent charges.ECOMMERCEREUSESIGNUPNONE

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Note

To initiate a transaction with reference to previously stored credentials ( CHARGE ) use /v2/transactions/card endpoint instead.

St. George BankSA Bank of Melbourne

This information is a general statement for information purposes only and should only be used as a guide. While all care has been taken in preparation of this document, no member of the Westpac Group, nor any of their employees or directors gives any warranty of accuracy or reliability nor accepts any liability in any other way, including by reason of negligence for any errors or omissions contained herein, to the extent permitted by law. Unless otherwise specified, the products and services described are available only in Australia.

© St.George, Bank of Melbourne and BankSA – Divisions of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.